Job Description

Job Description

Job Description

We’re growing fast and looking for driven, dialed-in Loan Officers who want to build something special.

At Arch Capital , we lend for real estate investors, by real estate investors.

We’re not a bank. We’re creative, fast, and focused on helping clients scale, whether it’s a fix and flip, a multifamily purchase, or a cash-out refinance.

• We have the leads.
• We have the systems.
• We have the team.
• Now we just need you.

If you’re a savvy salesperson who thrives in a fast-paced, high-growth environment and you love helping real estate investors win with smart, strategic lending, this is the place for you.

We specialize in Non-QM lending, including DSCR, fix and flip, bridge, and 30-year rental loans. You’ll work with experienced operators who have built and scaled real portfolios, and you’ll help clients do the same.

We’re looking for people who:

• Love the art and science of creative lending
• Want to grow personally and professionally
• Value long-term relationships over one-time transactions
• Believe in winning together as a team

If you’re hungry, coachable, and ready to help clients and yourself reach the next level, we want to talk to you.

Apply today and let’s build something great together.

$200,000+

Evaluate and Structure Non-QM Loans

• Specialize in structuring Non-QM loan products, including DSCR (Debt Service Coverage Ratio) loans, bank statement programs, and asset-based lending solutions tailored for real estate investors.

Analyze Complex Financial Scenarios

• Review and interpret non-traditional income sources such as business tax returns, rent schedules, lease agreements, and large property portfolios to assess borrower eligibility and loan viability.

Consult Directly with Borrowers

• Discuss loan terms, interest rates, and financial structures directly with clients to optimize loan performance and align solutions with their investment goals.

Build and Nurture Relationships

• Develop strong partnerships with real estate investors, brokers, referral sources, and other industry stakeholders to drive business growth and repeat opportunities.

Educate Borrowers on Non-QM Products

• Clearly explain the features, benefits, and qualification criteria of various Non-QM programs to borrowers, guiding them through the entire lending process.

Structure Custom Loan Solutions

• Utilize your product knowledge to creatively structure loans using DSCR, bank statement, asset depletion, and foreign national programs based on the borrower's unique financial profile.

Stay Current on Market Trends

• Keep up-to-date with evolving Non-QM guidelines, investor requirements, market shifts, and competitor offerings to maintain a competitive edge.

Manage Loan Pipeline Effectively

• Oversee active files from initial application to closing. Coordinate with internal teams (processors, underwriters) and third-party partners to ensure documentation is timely, conditions are cleared, and closings stay on schedule.

Provide Exceptional Client Communication

• Maintain proactive, transparent communication with all stakeholders throughout the loan process. Anticipate and resolve issues quickly to avoid delays and ensure a seamless borrower experience.

Required Qualifications

• Minimum 3 years of mortgage lending experience
• Strong understanding of investment property analysis and DSCR calculations
• Experience with self-employed borrower income analysis and bank statement programs
• Knowledge of secondary market guidelines and investor requirements
• Excellent financial analysis and problem-solving skills
• Strong communication and interpersonal abilities
• Driven and goal-oriented
• Someone who loves to win but loves it even more when the whole team wins together
• Must be a team player

Preferred Qualifications

• Knowledge of construction lending and renovation programs
• Established network of real estate investors and industry professionals
• Experience with CRM systems and loan origination software

Arch Capital is a fast-growing private lender built by real estate investors, for real estate investors. We specialize in DSCR, bridge, and non-QM loans that help professionals scale with speed and confidence. Our team includes industry veterans, a top-tier processing partner, and a culture focused on clarity, service, and results.

We have a deep pipeline, world-class inbound marketing, and an incredible operations and sales team. At Arch, you’ll work in a fast-paced environment where your expertise drives real impact for borrowers who are building serious portfolios.

This is not just another mortgage shop; it’s a business built to win.

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